ATTORNEY BIOGRAPHIES ANDREW SKLAR andy@sklarlaw.com University of Hartford; Bachelor of Science in Insurance & Finance (1987); Rutgers University School of Law-Camden, Juris Doctor (1992).  Member of New Jersey and Pennsylvania Bar; Member of New Jersey Creditors Bar Association; Commercial Law League of America; National Association of Retail Collection Attorneys; National Association of Bankruptcy Trustees; American Bankruptcy Institute. Named Best Debt Collection Attorney, SJ Magazine 2003.  Chapter 7 Bankruptcy Panel Trustee, District of New Jersey, 1997 - present.  Practice Areas:  Collections, Bankruptcy, Landlord Tenant, Commercial Litigation, Foreclosure.   Lloyd S. Markind lloyd@sklarlaw.com Lloyd has more than 20 years experience in commercial litigation and collections, with a concentration in the areas of equipment leasing, auto finance and banking.  Lloyd is a member of the New Jersey and Pennsylvania Bars, and is a graduate of Temple University and the University of Tulsa School of Law.